Allaahumma innii a'uudzu bika minal hammi wal hazani, wal 'ajzi wal kasali, wal bukhli wal jubni, wa dhola'id-daini wa gholabatir-rijaal.
(O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being over powered by men.)